Business Financing
Government Grants & Business Loans
Singapore offers extensive financing support for businesses. From government grants to SME loans, discover the funding options available to fuel your business growth.
Singapore offers extensive financing support for businesses. From government grants to SME loans, discover the funding options available to fuel your business growth.
Most Enterprise Singapore grants require at least 30% local (Singapore citizen/PR) ownership. However, foreign-owned companies can still access SME loans, bank financing, and certain startup programs. See options for foreign-owned businesses below.
Government Support
Enterprise Singapore offers various grants to help businesses grow, innovate, and expand internationally. Here are the key programs available.
Supports business upgrading projects in three areas: core capabilities, innovation & productivity, and market access.
Helps SMEs expand overseas by defraying costs of overseas market setup, market entry, and business development.
Supports adoption of pre-approved IT solutions and equipment packages to enhance business processes.
For Startups
Singapore has developed a comprehensive ecosystem to support startups at every stage. These programs are designed to help entrepreneurs turn innovative ideas into successful businesses.
S$50,000 startup capital grant for first-time entrepreneurs with innovative business ideas.
Open to foreigners with valid visaUp to S$500,000 for Proof-of-Concept and S$2M for Proof-of-Value for deep tech startups.
Local ownership preferredGovernment co-invests alongside approved third-party investors on 1:1 basis.
Open to all Singapore companiesBuilding a startup? Let us connect you with the right programs.
Get Startup AdvisoryThese financing options are available to foreign-owned businesses registered in Singapore. Get the working capital you need to grow your business.
Government-assisted loan scheme where the government shares risk with participating financial institutions, making it easier for SMEs to access financing.
Finance your import/export and trade activities. Covers inventory financing, trade receivables financing, and working capital for trade.
Commercial & industrial property financing for your business premises.
Convert your receivables into immediate working capital.
Lease or purchase business equipment with flexible payment terms.
Requirements
Our business financing advisors can help you identify the best grants and loans for your situation. We work with multiple banks and financial institutions to secure the best rates for your business.